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  <url>
    <loc>https://www.goodreturns.org/features</loc>
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    <lastmod>2018-04-10</lastmod>
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      <image:title>Features</image:title>
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      <image:title>Features</image:title>
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      <image:title>Features</image:title>
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      <image:title>Features</image:title>
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      <image:title>Features</image:title>
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      <image:title>Features</image:title>
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      <image:title>Features</image:title>
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  </url>
  <url>
    <loc>https://www.goodreturns.org/numbers</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2018-04-22</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1467046179890-8W6916A3ZTW6ABO4C66I/1.png</image:loc>
      <image:title>Numbers - The Start</image:title>
      <image:caption>Businesses join Good Returns and adopt a model that fits their business. At the end of their fiscal year or campaign, they will cycle their profits to Good Returns in order to serve humanity.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1467046179890-8W6916A3ZTW6ABO4C66I/1.png</image:loc>
      <image:title>Numbers - The Start</image:title>
      <image:caption>Businesses join Good Returns and adopt a model that fits their business. At the end of their fiscal year or campaign, they will cycle their profits to Good Returns in order to serve humanity.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1522266959837-4N05LXHBJPR19G3OY1KV/1.jpg</image:loc>
      <image:title>Numbers - Start</image:title>
      <image:caption>When companies decide to join Good Returns, we identify their key cause areas and what they want to achieve with their giving. Companies choose their level of engagement, and we prepare a cycle for them – the first step toward real impact.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1522266959913-QQGY29A6OXW2OH6TKCMD/2.jpg</image:loc>
      <image:title>Numbers - Guarantee</image:title>
      <image:caption>Through our partnerships with foundations and impact investors, Good Returns structures a guarantee for 100% of each company’s cycled capital. Cycling is essentially risk-free – even if an Impact Organization were to be unable to repay on time, the capital is secured and is returned to the cycling company on schedule.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1522266960313-YR05SVS9AX8YFZ1DVFM8/3.jpg</image:loc>
      <image:title>Numbers - Deploy</image:title>
      <image:caption>Good Returns deploys the funds to its network of vetted Impact Organizations working across a variety of areas including poverty, access to clean water, sustainable energy, health, and more.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1522266960387-D2CUV0ISLGL2M9FVR6CZ/4.jpg</image:loc>
      <image:title>Numbers - Impact</image:title>
      <image:caption>Impact Organizations leverage this interest-free capital to scale their missions and generate sustainable impact in their respective fields. Good Returns works closely with these Impact Organizations to produce powerful stories of hope generated by the cycled capital. Good Returns stories are curated for participating companies, and we help them communicate effectively with employees, customers, and their communities – creating significant new value for both companies and impact organizations.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1522266960782-OT4UO4OVONZQP8Y4DQAR/5.jpg</image:loc>
      <image:title>Numbers - Return</image:title>
      <image:caption>At the conclusion of each year, every Impact Organization repays its interest-free loan to Good Returns. We measure and report the overall impact of the capital to determine the increase in scale the sustainable organizations were able to achieve through the cycle.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1522266961031-D1R4OZNJPJB8PYY6G4BC/6.jpg</image:loc>
      <image:title>Numbers - Multiply</image:title>
      <image:caption>The Good Returns model is an innovation in giving. Because cycle capital always returns, the initiating company can reuse the capital – for business purposes or to create even more good. Companies can donate the returned capital to a local nonprofit, creating impact twice with the same dollars. They can cycle and then pay investor dividends upon return, creating good with earnings. Companies can also “re-cycle” – sending the same capital back through Good Returns again to create even more social solutions and new stories of impact. In every case, a Good Returns cycle unlocks more capital to serve humanity sustainably.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.goodreturns.org/cycle-domains</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2018-05-31</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1467054228363-FMGH2H90I0HWMYGHUK3R/Conflict.png</image:loc>
      <image:title>Cycle Domains - Conflict Resolution</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1467054228363-FMGH2H90I0HWMYGHUK3R/Conflict.png</image:loc>
      <image:title>Cycle Domains - Conflict Resolution</image:title>
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    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1467054228725-CYYYWJQENH8GXTNDSBF1/Education.png</image:loc>
      <image:title>Cycle Domains - Education</image:title>
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    <image:image>
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      <image:title>Cycle Domains - Energy</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1467054229699-KNTDCYO123C56O0DL01O/Environment.png</image:loc>
      <image:title>Cycle Domains - Environment</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1467054231001-XVMM1R22TOOQSK76VFDL/Health.png</image:loc>
      <image:title>Cycle Domains - Health</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1467054230862-NDGMVMVL6JP84MRIT6V9/Oppression.png</image:loc>
      <image:title>Cycle Domains - Justice</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1467054232502-WSL8DKU0B86F04FU661W/Poverty.png</image:loc>
      <image:title>Cycle Domains - Poverty</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1467054232101-FBHSARDFXMODH72NQA6L/Water.png</image:loc>
      <image:title>Cycle Domains - Water</image:title>
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  </url>
  <url>
    <loc>https://www.goodreturns.org/impact-partners</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2018-04-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1467217503156-S43ICTACRLQRZV7M5BS4/Esperanza.png</image:loc>
      <image:title>Impact Partners</image:title>
      <image:caption>    Esperanza International Location: Dominican Republic Area(s) of Focus: Water, Poverty, Health</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1467217503156-S43ICTACRLQRZV7M5BS4/Esperanza.png</image:loc>
      <image:title>Impact Partners</image:title>
      <image:caption>    Esperanza International Location: Dominican Republic Area(s) of Focus: Water, Poverty, Health</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1467063747948-BPDD3QQ830TQHGRG0A3U/Milaap.png</image:loc>
      <image:title>Impact Partners</image:title>
      <image:caption>    Milaap Location: India Area(s) of Focus: Poverty, Health</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1467063747924-HKLXIJS7N0F43R4WG6LI/Esperanza.png</image:loc>
      <image:title>Impact Partners</image:title>
      <image:caption>    Esperanza International Location: Dominican Republic Area(s) of Focus: Water, Poverty, Health</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1467218049458-7GAC5RYM45A9PHLD88NQ/PeopleFund.png</image:loc>
      <image:title>Impact Partners</image:title>
      <image:caption>    PeopleFund Location: Texas, USA Area(s) of Focus: Poverty</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.goodreturns.org/new-gallery</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2018-04-20</lastmod>
    <image:image>
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      <image:title>Constituents - CORPORATIONS &amp; BUSINESSES</image:title>
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      <image:title>Constituents - CORPORATIONS &amp; BUSINESSES</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1467068677828-M4T2V1LWU8YC563XSARC/FAQ.png</image:loc>
      <image:title>Constituents - FOUNDATIONS</image:title>
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      <image:title>Constituents - IMPACT ORGANIZATIONS</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1524254485368-83EMYMX73N9F16BS5K1S/agriculture-blur-countryside-997121.jpg</image:loc>
      <image:title>Constituents - Guarantors</image:title>
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  </url>
  <url>
    <loc>https://www.goodreturns.org/about-us</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2017-06-04</lastmod>
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      <image:title>About Us</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.goodreturns.org/blog</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2019-07-29</lastmod>
  </url>
  <url>
    <loc>https://www.goodreturns.org/blog/corporate-social-impact-challenges</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-07-29</lastmod>
  </url>
  <url>
    <loc>https://www.goodreturns.org/blog/corporate-giving-trends</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-12-12</lastmod>
  </url>
  <url>
    <loc>https://www.goodreturns.org/blog/socap18-takeaways</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-12-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1544120965907-KMLGK5K3KRIHQ1VCHJQ3/good-returns-socap18.jpg</image:loc>
      <image:title>Articles - Our Top 3 Takeaways from the Social Capital Markets Conference (SOCAP18)</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1544046928254-0TGHMDQBF7YCQIUQR6WV/good-returns-SOCAP18.jpg</image:loc>
      <image:title>Articles - Our Top 3 Takeaways from the Social Capital Markets Conference (SOCAP18)</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.goodreturns.org/blog/5-creative-csr-initiatives</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-11-12</lastmod>
  </url>
  <url>
    <loc>https://www.goodreturns.org/blog/orix-foundation-launches-cycle</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-10-29</lastmod>
  </url>
  <url>
    <loc>https://www.goodreturns.org/blog/how-social-impact-loans-different-from-grants</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-10-29</lastmod>
  </url>
  <url>
    <loc>https://www.goodreturns.org/blog/social-impact-loans-as-corporate-philanthropy</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-10-17</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1536866551546-4UNEHIL3TY69O5NBUGK8/Model%2B%28White%29.png</image:loc>
      <image:title>Articles - What is a Social Impact Loan? Introducing a New Way of Corporate Giving that Makes Sense for Business</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.goodreturns.org/blog/corporate-social-philanthropy-trends</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-10-17</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1536596237806-TB2WH4TH2PGR6KE4LF4D/good-returns-corporate-giving-cta.jpg</image:loc>
      <image:title>Articles - 7 Trends in Corporate Social Philanthropy You Should Know About - Want to modernize your corporate giving?</image:title>
      <image:caption>Reach out for a free consultation.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.goodreturns.org/united-chapter-1</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2018-11-01</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1536780614923-8QIEMJ2L0YLCCHTM8XBI/1.png</image:loc>
      <image:title>United</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1536780614879-AMEHQ6IBUEV4CVV3LBWC/2.png</image:loc>
      <image:title>United</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1536780615326-UXAPBHLGLSL20IEACOVD/3.png</image:loc>
      <image:title>United</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1536866719364-M8VL369AP2WUMGRSSU3Z/Sunrise+Shoot.jpg</image:loc>
      <image:title>United</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1536855133259-09DTSPC1GRLH5GV8DPPE/2.png</image:loc>
      <image:title>United</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1536859153090-JZEIAKCA7S7GY52WHYAW/Esperanza051.jpg</image:loc>
      <image:title>United - The Impact: Social &amp; Storytelling Data</image:title>
      <image:caption>Social Impact (Projected): Women's Businesses Funded: 128 Lives Impacted: 642 Children Attending School: 256 Storytelling Impact: First measurements to be conducted in early 2019</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1536861611515-4K1XZ26A52LEFZRRIEEM/2.png</image:loc>
      <image:title>United</image:title>
      <image:caption>Esperanza International's "Microcredit Plus" program is focused on alleviating poverty throughout the Dominican Republic in a sustainable way. A significant part of their programming focuses on empowering women entrepreneurs with the resources, training, and crucial services needed to start and grow their own enterprises. By doing so, Esperanza is breaking the cycle of poverty for entire communities instead of just treating the symptoms. Good Returns' interest-free capital is a uniquely valuable resource that enables Esperanza to reach more associates and preserve its financial resources for the purpose of providing additional resources to the communities they serve.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1536861546750-VA02PGI053O1URNNJ21H/image-asset.png</image:loc>
      <image:title>United</image:title>
      <image:caption>Soap Hope's purpose is to end poverty for women. Since its inception in 2008, it has cycled 100% of the profits of the business through Good Returns each year - specifically aimed at providing women entrepreneurs with the resources they need to overcome poverty, provide for their families, and become leaders in their community. Soap Hope understands that women are the key to ending global poverty and are proud to partner with Good Returns to make meaningful strides towards ensuring that women have equal opportunity and equal resources.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1536865290039-LONPTVEFSFCNZG01BOJM/Esperanza044.jpg</image:loc>
      <image:title>United</image:title>
      <image:caption>Carmen's Story A Block Party By Salah Boukadoum, CEO, Good Returns Carmen was our last interview at the end of a long week – a week filled with early mornings at sunrise, action-packed afternoons, late evening dinners and debriefings. Not to mention that every woman we had sat down with up to this point had extraordinary stories to tell, which led us to ask the question… “Is every story we hear going to be powerful and emotional?” I’m not going to answer that quite yet, at least not until I share more about Carmen. As you walk into Carmen’s house, the first thing you’ll notice is how meticulously clean it is. The floors? Spotless. The walls? Pristine-ly decorated. The furniture? Rather exquisite. But then we were greeted by Carmen – with a big hug and a kiss on the cheek. Her smile radiated throughout the room and made everything else seem, well, unnecessary. She was so excited to meet us and even more excited to be hosting us in her home. Her excitement and enthusiasm spread through our team like wildfire and made me feel like this was the first interview of the week! Before I could explain too much, Carmen grabbed my hand and said: “Let me show you my businesses.” Businesses? As in plural? Sure enough, she walked us a short way up the street and showed us a block of stores. She said, “These are mine.” Three separate stores. And big ones, too. One was all about footwear. Any Nike or Adidas shoe you can think of, she sells it. Next door is a colmado, or convenience store, and finally, there’s a motorcycle repair shop. Now she doesn’t manage these all herself – her son helps run the stores and her grandchildren help out too. In fact, when I asked to purchase a couple gallon jug of water, her 10-year-old grandson jumped in and explained to me that that was his job. He took me around to the spot where they kept the filled jugs – keys in hand – and retrieved one for me. I asked him if I could carry it back to Carmen’s house but he wouldn’t give it up. He insisted he is the one to carry it there. Now back to Carmen. After getting to witness her entire block of businesses in action, I was eager to learn more. Did she always have these? How has her journey influenced her family? And most importantly, how has the partnership with Esperanza empowered her to do more?</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1536864047372-HRBLYDNTEEN0HYA42HCW/Esperanza002.jpg</image:loc>
      <image:title>United</image:title>
      <image:caption>Ana's Story The Rest Stop By Enrique Cuesta, Senior Program Officer, Esperanza International Mrs. Ana Nuez and her family were supported by the vegetable garden that her father planted in El Limón, Samaná. A friend of the family who made trips for foreigners showed this space as a tourist attraction where, in addition to selling their home-grown produce, they talked about Dominican agriculture and the process of planting and harvesting. In 2003 his friend gave them the idea of making a “Rest Stop,” where they offered other attractions to tourists. One of Ana’s brothers invested his savings to make a place next to his house and so they could grow in a modest but determined way. In 2006, a friend invited Ana to join a group of women who were going to opt for group loans and training for their business with Esperanza. Her first loan of $125 was approved, and Ana received courses in customer service, how to create handicrafts with coconut, and business administration. With the money she earned through the stop, Ana was able to buy the merchandise they needed to expand their offering of products and services while paying down the family’s debt. Today, after 26 loans and more than $ 8,000.00 dollars disbursed, Ana and her family have 3 ranches and are planning to open their 4th. They offer an extensive variety of products to tourists such as Noni Oil, cocoa butter, cacao facial cream, coffee, handmade tobacco, local crafts, mamajuana, moringa tea, among others – all produced by themselves or by their community. Ana and her family dream of continuing to grow. As a visionary entrepreneur, she plans to make a Coconut Tour -showing the process of creating her coconut-based products – and to expand their food services to offer more Dominican cuisine to visiting tourists. Through her business, Ana seeks to continue to help her community prosper and provide better opportunities for study and growth for her children.</image:caption>
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      <image:title>United</image:title>
      <image:caption>Inocencia's Story Sewing A Brighter Future By Heather Stevens, Partner, Soap Hope Inocencia Gómez is a strong woman with a happy spirit and a loving heart. This mother of five children operates a sewing business - creating sheets, curtains, furniture and much more for her community - and sells beauty products on the side. Hard work has brought this woman a life she loves, but she has not always experienced such happiness. Financially, Inocencia had nothing. "I used to have to buy a lot on credit in the grocery store on the corner," she confesses. Without savings, Inocencia walked long distances knocking on doors hoping to find homes for cleaning or ironing clothes. Finally, Inocencia began her sewing business, but lacked the funds to buy enough cloth. With the first loan from Esperanza of only $45 dollars, she took the reins of her business and became the author of her own success. The capital enabled Inocencia to buy whole rolls of cloth for the first time, which greatly increased the efficiency of her business and the value of her products. Over the course of twelve years and with the help of twenty loans, Inocencia continued working and growing her company. She increased her creditworthiness enough to buy a motorcycle, which allowed her to sell her handicrafts in multiple locations including a nearby beach for tourists. With each loan, Inocencia’s business improved. She bought new equipment and higher quality fabrics, making her business one of the premier sewing operations in her community. With each improvement came increased profitability, enabling Inocencia to provide a better life for herself and her family. "Now I can buy my food without credit. I'm much better because, with Esperanza, I've remodeled my house. Look at the little kitchen I've started." Inocencia even has enough money to help others in her community, often helping to pay for funerals for those whose families can not afford them. As for her future, Inocencia has high hopes for her and her children. "I always hope to live better than how I live now and to help my children live a better life than I had."</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1536865279230-EVMEHD39VELH5I18DLVU/Esperanza036.jpg</image:loc>
      <image:title>United</image:title>
      <image:caption>Andrea's Story La Jefa (The Boss) By Kyle Lukianuk, President, Good Returns Sometimes you come across someone that is so impressive you want to spend every moment you can with them. Not to simply chat or to just be around just for the sake of it – but rather to learn, hanging on every word they say and every action they take. Andrea is that someone. Within moments we realized she was La Jefa or the boss. Every month there are conferences around the world that showcase politicians, activists, and business leaders that have incredible stories and experiences that make people want to listen to them for hours. Well, I’d go so far as to say that Andrea’s story or her presence could command any stage – and I didn’t want to just listen to her for hours, I could have listened for days! You see, Andrea isn’t just a great great grandmother (that’s not a typo), active business consultant and owner of a fishing empire, she literally runs her community. And she does it in a way that’s powerful and strong, but also entirely humble. You could tell in each interaction she had with a family member, employee, neighbor, or client that they both loved and respected her dearly. Someone doesn’t get both of those unless they know how to lead – and lead well. While sitting down with Andrea I was a bit surprised at how much she had to say. From sharing about her family to telling us about her journey as a business owner, I felt that unique feeling that many interviewers get. It’s that “I feel like I’ve known you for so long” feeling. Her tone was warm but her words were firm, not shying away from the harsher moments of her story. The greatest moment, for me at least, came at the end as Andrea shared what she is most proud of in her life. She paused for a moment, took a look outside at her great-grandchildren and that proceeded to tell us her how she is most proud about the fact that she has provided an example for her great-grandchildren of the importance of hard work, serving others, and perseverance. What’s next for Andrea? She plans to go back to school and get a degree. Considering what she’s already accomplished, that should be no problem for Andrea. After all, she is La Jefa.</image:caption>
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      <image:title>United - United Around The World</image:title>
      <image:caption>What they are saying</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1536867178882-16RJSR4XCUM2VMT1SJR6/3.png</image:loc>
      <image:title>United</image:title>
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      <image:title>United</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1535984112474-I02YFU9VJ7TRJF1IJWB2/7.png</image:loc>
      <image:title>United</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1535984114671-0UF5KZYYOULHG3H8VN4L/8.png</image:loc>
      <image:title>United</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1535984114667-MAEGTCQGTZ0CH874QMQW/9.png</image:loc>
      <image:title>United</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1536867662843-UKENZMF0YOPATQWS9ZJR/Esperanza032.jpg</image:loc>
      <image:title>United - United Around The World</image:title>
      <image:caption>What they are saying</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1535984112360-Q0Y8YS87Q3QK93745ZH6/6.png</image:loc>
      <image:title>United</image:title>
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      <image:title>United</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1535984114671-0UF5KZYYOULHG3H8VN4L/8.png</image:loc>
      <image:title>United</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1535984114667-MAEGTCQGTZ0CH874QMQW/9.png</image:loc>
      <image:title>United</image:title>
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      <image:title>United</image:title>
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      <image:title>United</image:title>
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      <image:title>United</image:title>
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  <url>
    <loc>https://www.goodreturns.org/the-pieces</loc>
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    <lastmod>2019-06-26</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1537987225426-V13IHMR4EVZCJ5O8IAXM/GR+%2B+Esperanza176.jpg</image:loc>
      <image:title>The Pieces - The Cycle</image:title>
      <image:caption>Good Returns is a new form of philanthropy that enables businesses to do more good and promotes sustainable solutions to our world's greatest problems. Our “Cycle” program drives capital from businesses and corporations into problem-solving, sustainable organizations - called Impact Organizations - in order to serve humanity. Participating companies provide capital to Good Returns in the form of an interest-free loan. Good Returns constructs a financial guarantee for every dollar and distributes the capital as interest-free loans to top vetted impact organizations. The impact organizations use the capital to scale their sustainable programs and generate more impact. After one year, the capital is returned through Good Returns to the participating businesses. This new and unique model enables businesses to commit more resources and drive more impact while unlocking new value for companies, impact organizations, and the world.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1537987225426-V13IHMR4EVZCJ5O8IAXM/GR+%2B+Esperanza176.jpg</image:loc>
      <image:title>The Pieces - The Cycle</image:title>
      <image:caption>Good Returns is a new form of philanthropy that enables businesses to do more good and promotes sustainable solutions to our world's greatest problems. Our “Cycle” program drives capital from businesses and corporations into problem-solving, sustainable organizations - called Impact Organizations - in order to serve humanity. Participating companies provide capital to Good Returns in the form of an interest-free loan. Good Returns constructs a financial guarantee for every dollar and distributes the capital as interest-free loans to top vetted impact organizations. The impact organizations use the capital to scale their sustainable programs and generate more impact. After one year, the capital is returned through Good Returns to the participating businesses. This new and unique model enables businesses to commit more resources and drive more impact while unlocking new value for companies, impact organizations, and the world.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1561574451130-XNG6SVB60VF841FD14OU/Cycles+Image.png</image:loc>
      <image:title>The Pieces - Cycles</image:title>
      <image:caption>We help companies create more impact by leveraging corporate capital to drive what we call a Cycle. Our Cycle program enables companies to power the most innovative models for addressing scalable solutions to our biggest human problems. Our high impact program utilizes company capital to scale innovative impact then returns 100% of the capital to you. Cycles are backed by a dollar matched guarantee fund, so you can deploy any amount of capital risk free, driving huge impact and powerful storytelling centered around your brand.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1537984837047-9JQ0VRX8DQ4KY8W62BT5/GR+%2B+Esperanza176.jpg</image:loc>
      <image:title>The Pieces - The Cycle</image:title>
      <image:caption>Good Returns is a new form of philanthropy that enables businesses to do more good and promotes sustainable solutions to our world's greatest problems. Our “Cycle” program drives capital from businesses and corporations into problem-solving, sustainable organizations - called Impact Organizations - in order to serve humanity. Participating companies provide capital to Good Returns in the form of an interest-free loan. Good Returns constructs a financial guarantee for every dollar and distributes the capital as interest-free loans to top vetted impact organizations. The impact organizations use the capital to scale their sustainable programs and generate more impact. After one year, the capital is returned through Good Returns to the participating businesses. This new and unique model enables businesses to commit more resources and drive more impact while unlocking new value for companies, impact organizations, and the world.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1561574836906-BSH8D8HVDFE5ODIFRS1H/Storytelling+Image.png</image:loc>
      <image:title>The Pieces - Storytelling</image:title>
      <image:caption>Our Storytelling process captures the first-hand impact of the Cycle through film, photo, and narrative. We compile the stories into digital locations and share them with the stakeholders of both the Cycling company and the Impact Organization. Storytelling is the mechanism by which we unlock value for companies, meeting their top key needs through human capital and marketing. Additionally, the shared stories bring new resources to Impact Organizations by creating awareness, attracting support, mobilizing talent, and creating collaboration opportunities.</image:caption>
    </image:image>
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      <image:title>The Pieces - The Chapter</image:title>
      <image:caption>In addition to financial resources, Good Returns understands that one of the major challenges facing impact organizations is being able to tell their story to more people. We’ve built a unique “Chapter” process to capture the impact being created by the recipient organizations through film, photo, and narrative. We compile the stories into one digital location and then share them with the businesses’ customers, employees, and stakeholders to drive engagement and increase awareness about the work being done. Additional resources such donations, investments, volunteers, and expertise are accessed through the pre-existing channels of the business. Since the Cycle program specifically connects businesses with impact organizations, the network is uniquely positioned to facilitate a meaningful storytelling process. Good Returns measures the results of each chapter and how those results correlate to direct impact. Through Chapters, we’re showing that on-the-ground impact can be achieved by more than just financial commitments. By leveraging platforms that already exist, powerful stories can be shared in a way that creates value for all involved.</image:caption>
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    <lastmod>2018-10-10</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1539197005100-UBO2RE5ZUHN89MKXFGCV/Incarceration.png</image:loc>
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    <image:image>
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      <image:title>Impact Tracks</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1539197005100-UBO2RE5ZUHN89MKXFGCV/Incarceration.png</image:loc>
      <image:title>Impact Tracks</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1539197005097-SBCGJSQBQDZKD64DFFB0/Veterans.png</image:loc>
      <image:title>Impact Tracks</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1539197008215-S45LPZWUQHXLWRXNANK8/Women.png</image:loc>
      <image:title>Impact Tracks</image:title>
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  <url>
    <loc>https://www.goodreturns.org/tcb-partner-page</loc>
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    <lastmod>2019-02-04</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1547579924233-SDRKH5N0Z25BI1OKZMVX/tcb-logo.png</image:loc>
      <image:title>TCB Partner Page</image:title>
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    <image:image>
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      <image:title>TCB Partner Page</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1546953210822-TOJ8EY438ZCGND4YGRJK/Poverty.png</image:loc>
      <image:title>TCB Partner Page</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1546953134618-LNTQNX7XZLLUEJ8V76S0/Education.png</image:loc>
      <image:title>TCB Partner Page</image:title>
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    <image:image>
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      <image:title>TCB Partner Page</image:title>
      <image:caption>Dr. Travis Hammons had just ﬁnished a 15-month tour of duty in Iraq when he came to PeopleFund for a loan. As a military dentist, he took care of our frontline soldiers and earned the Army Commendation Medal for exceptional service. As a civilian, he wanted to open his own practice, but lacked the cash on hand to fund it himself. After being turned down for a bank loan, PeopleFund was able to extend a $100,000 loan to Dr. Hammons for his now thriving practice. Together, PeopleFund and Dr. Hammons empower returning veterans to create stable careers for themselves and others.</image:caption>
    </image:image>
    <image:image>
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      <image:caption>© HALEY RYNN RINGO</image:caption>
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    <image:image>
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      <image:title>TCB Partner Page</image:title>
      <image:caption>Miriam joined Akola in 2018 through their partnership with WiNGS. She currently works in Akola’s assembly department for their Neiman Marcus line. In partnership with her financial coach, Miriam is working towards a plan to save enough of her Akola-earned income to move into a new apartment and care for her five-month-old son.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1546953988086-1IY2U30KYHVREEPXEEHD/tcb_1100x825_featured.jpg</image:loc>
      <image:title>TCB Partner Page</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1546954929987-H5J031XDTAFH665HPV9R/GR%2B%252B%2BEsperanza207.jpg</image:loc>
      <image:title>TCB Partner Page</image:title>
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    <image:image>
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      <image:title>TCB Partner Page</image:title>
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  <url>
    <loc>https://www.goodreturns.org/orix-partner-page</loc>
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    <priority>0.75</priority>
    <lastmod>2019-03-13</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1551999414723-QGAG58Y9KFPVLCLLWJEW/ORIX%2BTitle.jpg</image:loc>
      <image:title>ORIX Partner Page</image:title>
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    <image:image>
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      <image:title>ORIX Partner Page</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1551799594284-QLFNRYU0VJXVSIP9AFB0/Akola+Standard.png</image:loc>
      <image:title>ORIX Partner Page</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1551799644293-U0V4W0KQ85F2K7N7SFMT/MOF+Standard.png</image:loc>
      <image:title>ORIX Partner Page</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1546953210822-TOJ8EY438ZCGND4YGRJK/Poverty.png</image:loc>
      <image:title>ORIX Partner Page</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1546953164834-GQN74598F1MVEG39KFGT/Health.png</image:loc>
      <image:title>ORIX Partner Page</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1546953134618-LNTQNX7XZLLUEJ8V76S0/Education.png</image:loc>
      <image:title>ORIX Partner Page</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1546956507394-BL5XVZWJ89VME4GZCD36/Akola.jpg</image:loc>
      <image:title>ORIX Partner Page</image:title>
      <image:caption>Miriam joined Akola in 2018 through their partnership with WiNGS. She currently works in Akola’s assembly department for their Neiman Marcus line. In partnership with her financial coach, Miriam is working towards a plan to save enough of her Akola-earned income to move into a new apartment and care for her five-month-old son.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1546958167377-7MFG3FOLJHK24HQ45UFY/MOF.jpg</image:loc>
      <image:title>ORIX Partner Page</image:title>
      <image:caption>© HALEY RYNN RINGO</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1546956862552-9IPWFR6LAOHMIHI85QDY/PeopleFund.jpg</image:loc>
      <image:title>ORIX Partner Page</image:title>
      <image:caption>Dr. Travis Hammons had just ﬁnished a 15-month tour of duty in Iraq when he came to PeopleFund for a loan. As a military dentist, he took care of our frontline soldiers and earned the Army Commendation Medal for exceptional service. As a civilian, he wanted to open his own practice, but lacked the cash on hand to fund it himself. After being turned down for a bank loan, PeopleFund was able to extend a $100,000 loan to Dr. Hammons for his now thriving practice. Together, PeopleFund and Dr. Hammons empower returning veterans to create stable careers for themselves and others.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1551801994494-2SYQ36T8DUB69D29R4OZ/ORIX+Banner.png</image:loc>
      <image:title>ORIX Partner Page</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1551829043271-KIWSCEPNXI1WT7ZZRVLR/ORIX+Quote+BR.png</image:loc>
      <image:title>ORIX Partner Page</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1551829093096-PUUC8WQBHOHUR4O11IX6/GR+%2B+Esperanza176.jpg</image:loc>
      <image:title>ORIX Partner Page</image:title>
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  </url>
  <url>
    <loc>https://www.goodreturns.org/home</loc>
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    <priority>1.0</priority>
    <lastmod>2021-01-07</lastmod>
    <image:image>
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      <image:title>Home</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1570479753739-FWJVYDKL451IQTEH6QZP/Chart+Icon.png</image:loc>
      <image:title>Home - Financial Value</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1570479739337-6LJUNWB9K9Y6GDA56QVB/Infinity+Icon.png</image:loc>
      <image:title>Home - Sustainability</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1570479722570-X05T7AE6DDLK6H5Y99BV/Plus+Icon.png</image:loc>
      <image:title>Home - Positive Impact</image:title>
      <image:caption>Positive Impact</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1570040359049-9DCLIDWGXZS0R3FPZE5W/GR%2B%252B%2BEsperanza427.jpg</image:loc>
      <image:title>Home</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1570043496412-NEGGAD0EW3ZFIHTN2Y49/GR%2B%252B%2BEsperanza069.jpg</image:loc>
      <image:title>Home</image:title>
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  </url>
  <url>
    <loc>https://www.goodreturns.org/creation-icons</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2019-10-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1570477298702-DI7MZV50F432ML2U6JXO/Plus+Icon.png</image:loc>
      <image:title>Creation Icons - Positive Impact</image:title>
      <image:caption />
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1570477298702-DI7MZV50F432ML2U6JXO/Plus+Icon.png</image:loc>
      <image:title>Creation Icons - Positive Impact</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1570477298639-BDI37UG0FCQJAKAUYW45/Infinity+Icon.png</image:loc>
      <image:title>Creation Icons - Sustainability</image:title>
      <image:caption />
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1570477298560-MGF2D7NAWP3XB79IFRPP/Chart+Icon.png</image:loc>
      <image:title>Creation Icons - Financial Value</image:title>
      <image:caption />
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  </url>
  <url>
    <loc>https://www.goodreturns.org/about</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2018-04-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1522269277005-0XJVYQ7VGCGMMNVLZ3GF/10.jpg</image:loc>
      <image:title>About</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1522269277076-HUAZTNCMSB8YT001TE57/11.jpg</image:loc>
      <image:title>About</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1522269277723-A7K0EK8ZMLRRPEW8RIK7/12.jpg</image:loc>
      <image:title>About</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1522269277870-WJYUHD85TE81GV9EXEWA/13.jpg</image:loc>
      <image:title>About</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1522269278521-CS84C5003VBW57W2186K/14.jpg</image:loc>
      <image:title>About</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.goodreturns.org/intro</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2018-04-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1523300987567-6U4U9DN34XKDH5VMA60W/GRG+Image+4.png</image:loc>
      <image:title>Intro</image:title>
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  </url>
  <url>
    <loc>https://www.goodreturns.org/press</loc>
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    <priority>0.75</priority>
    <lastmod>2018-04-22</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1523298013318-FL3MN57RR0HJ0W5KGJHC/Conflict+Resolution+GRF.png</image:loc>
      <image:title>Press - CONFLICT RESOLUTION</image:title>
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    <image:image>
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      <image:title>Press - ENVIRONMENT</image:title>
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    <image:image>
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      <image:title>Press - WATER</image:title>
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    <image:image>
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      <image:title>Press - POVERTY</image:title>
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    <image:image>
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      <image:title>Press - JUSTICE</image:title>
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    <image:image>
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    <image:image>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1467121641991-XT3GJ1YBUFRNMV81BLU5/D+Mag+logo.png</image:loc>
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    <image:image>
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    <image:image>
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      <image:title>Press</image:title>
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      <image:title>Press</image:title>
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    <image:image>
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      <image:title>Press</image:title>
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  </url>
  <url>
    <loc>https://www.goodreturns.org/buy</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2018-04-09</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1523298234715-V3LAL6DEY5WY5TF46BIU/iStock-628362706.jpg</image:loc>
      <image:title>Find Out</image:title>
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  </url>
  <url>
    <loc>https://www.goodreturns.org/team</loc>
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    <priority>0.75</priority>
    <lastmod>2019-10-30</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1562165195459-X7FSHE0R86VISFHKDW9U/KL+Headshot+Smile.jpg</image:loc>
      <image:title>Our Team - Kyle Lukianuk, President</image:title>
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      <image:title>Our Team - Salah Boukadoum, CEO</image:title>
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    <image:image>
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      <image:title>Our Team - Heather Stevens, Partner</image:title>
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      <image:caption>Supported by: April Boukadoum James Smith Dr. Bobby Jones</image:caption>
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    <lastmod>2019-10-15</lastmod>
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      <image:title>Question5</image:title>
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  <url>
    <loc>https://www.goodreturns.org/question6</loc>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1567524485330-ZQT8IX3LGJ7RMEK3WS7C/GR+%2B+Esperanza176.jpg</image:loc>
      <image:title>Question6</image:title>
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    <loc>https://www.goodreturns.org/cycle-program</loc>
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      <image:title>The Cycle™ Program</image:title>
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      <image:title>The Cycle™ Program - Join Us.</image:title>
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    <image:image>
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      <image:title>The Cycle™ Program</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/576d660d2e69cfe325215dc6/1523301266004-HVGKHL20EVQK66IFSX1H/GRG+Image+5.png</image:loc>
      <image:title>The Cycle™ Program</image:title>
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